Hello Friend,
I want to walk you through this method of... understanding the pricing on this home. You do understand that the Dollar you have in your Hand is Worth less than the Dollar you had 5 years ago...or 10 years ago... or 20 years ago.
Would you Agree with me on this True Statement?
I want to Talk to you about is "Time Value of Money" Concept and I'll try to explain to you the best way I know how.
Just Look around you... How much were Houses worth 10 years ago? A Lot Less you should answer.
Would you also Agree with me that houses 20 years ago were really cheap- lower price! They were definitely less expensive than 10 years ago.
Isn't that true statement as well?
We had gradual price appreciation that was Averaging 6-7% per year for the last 70 years, with the exception of this recent housing bubble.
Once this Mess is Cleaned Up... we are going back to the regular ways! The bottom is here now. Now is a Very Good Time to Buy! Don't Wait anymore!
Now, Let me ask you this...
'If" I helped you Buy a House 10 years ago, but instead you buying the house by yourself on your own with perfect credit you Needed some real help from me.
What if I Bought it just for you and you simply took over my financing.... and you gave me a little extra for my Risk, my Credit, and so forth... houses 10 years ago were half price- say around average $80,000 and you wanted financing for 3 years "Block of Time" time frame.
Now you have a Choice; Either you don't buy because you have No Credit.... or Buy with a slight markup- the markup would be 10% or so... so you Bought it for $88,000 from me...
Was it overpriced? really Overpriced? (think about this before you answer...you just might be surprised....)
Fast Forward to today,....
Where are prices today? Well there are everywhere... lets group them.. would you say they're averaging $150,000 to $170,000 for entry level homes??
So think about this for a good moment...
If you bought at $88,000
Did you come out to be O.K. with the purchase?
You know you could have Missed the whole thing by Not utilizing an Investor to Help you like me.
You do realize you have just as much Equity as the next person (with perfect credit) who bought his at $80,000.
My Father used to Help out other families to buy like this. I can do the same for you now....
I've done many of these...
<> Current Market Value Price for this Town Home is approximately $143K to $147K.
I will let you Buy it for $145K CASH PRICE TODAY,
But YOU GET your *Own Bank Mortgage Loan then right now... and its yours for $145K....
plus you take care of my closing costs! *If you get FHA Loan, expect to pay private mortgage insurance (which is like paying your Rich Uncle/ the Insurance Company a monthly premium which is Non tax deductible. The purpose for this... the Insurer guarantees the Bank the money in case you Default on your Mortgage Loan! They are Not Co-Signing for you.)
I ReSell this to you for 4% more or about $6k in markup...at $150,800
and Give you a "SELLER CONTRACT"...longterm...
Now think about this? Isn't this way Neat? You can now Buy!
~Do you Have 4% ($5800 min.) to put up as a Safety Deposit/Down?
Then I'll Carry the Balance of the loan for you at 9.5%....
All you have to do is pay me 7.5% and the other **2%
I will **defer back onto the loan...
we'll put it back onto the loan for you...
(you will have negative amortization)
The 7.5% comes out to $906.25 per month (interest only)...on a balance of $145,000
PLUS you have to pay property taxes and insurance of approx. $199 per month...
PLUS a Trustee fee of $60 per mo... (we will setup a trustee account with an Escrow Dept, so you can pay directly and monies are never misappropriated.)
<> Can you handle $1165 per month to Start this? This is where it starts, then it climbs in slow graduated increases per year...next year $1275, then $1375, then levels off at $1475.
<> A 5 year financing longterm time frame will be provided! Then you can try to Refinance, or Sell, or buy another annual extension from me to Give you another year...
~Do you want more time? ~Longer than 5 years? We can arrange that too!
You can Buy (unlimited) 1 year Extensions after the 5th year for a certain fee....
This makes it Very Safe for you.
(Much Better & Safer than a Regular Lease Option)
So now you finally understand better, how this all works. Then maybe... one day when you're looking back at this picture sitting in a Home that is worth then DOUBLE in Value from where you bought it...
You can literally "Thank me" then... I really Expect you to do that! I'll Ask you for a "Testimonial" so I can put it up on my website!
<> You can do a driveby first... the Address: 6001 NE 33rd Circle, Vancouver, Wa. 98661
<> If this particilar Home is Not Interesting enough for you, I do have other Homes and will continuing to get other Homes to market. Remember to get a Nice "Owner Seller Financing Contract" Terms is pretty hard to find and get.
But I'll do everything in my power to help you if I can. You Do Want to Learn More about my other Homes?
Come & Visit & Click here, http://nwownersellerfinancedhomes.blogspot.com/
Lots of Reading for you, When you get to my Main Website, Sign Up for the List of Homes in the Online Blue Form plus you'll get a FREE Credit *Bonus of $1,000 to Help you against the purchase of your next home from me...and also look into a 2nd FREE Credit *Bonus of another $1,000 for you...
Best regards,
Greg T. Lisoff
503-863-8486
p.s.
I'm a local person here in the Northwest, I'm Not a realtor, nor a loan broker.
We can do "Owner Seller Financing Contracts" Terms..... Come and Learn More!!!
p.s.s.
By the way, here is an Excellant Strategy that you can implement over a few days and this will have a Huge Impact on your life! I'll show you how to get 100% Net Financing... if you follow my thinking and this road map. As you've read we Require a Down Payment in order to reduce my risk in this. I'll carry the greater portion of the house loan, but bigger cash for Down has to be provided by you.
<> Here is a source, where you can Secure $10,000 to $30,000 without any credit. Poor credit O.K. Follow the instructions to the simple detail shown by Tyson and you've got a 60 day guarantee to try it!
==> CLICK HERE
p.s.s.s.
If you're looking for an additional serious stream of incomes to help you out...
Thats turns from reasonable money to Big money per month... No Selling required.
Then Don't Miss Out on this Super Great Opportunity I have for you! You can Save your
Money for your Down Payment or whatever you want to use it for!
==> Click Here for Your New Business!
